Free tools.
Six calculators for everyday money questions. They run in your browser, store nothing and need no sign-in.
50/30/20 budget calculator
Split take-home pay into needs, wants and savings, and change the percentages to fit.
Emergency fund calculator
Set a target from your monthly essentials and see how long it takes to reach it.
Debt payoff calculator
Compare the snowball and avalanche methods on up to five debts.
Compound interest calculator
See how a start amount and monthly saving grow over time, year by year.
Net worth calculator
Add what you own and what you owe to get one number.
Savings goal calculator
Find the monthly amount for a target and date, or the time at your monthly amount.
About these tools.
Every calculator on this page does its arithmetic in your browser. Nothing you type is sent anywhere or saved, and the site sets no cookie for them. If you reload the page, the fields reset.
The results are estimates built from the numbers you enter and a few stated assumptions, such as a steady interest rate. They are general information, not financial advice. For decisions about debt, investing, tax or insurance, speak to a qualified professional.
The tools are also a preview of how Vaulta thinks about money: one clear number, the working shown, and nothing hidden. Vaulta is coming to the App Store.