Features

The whole tour.

Everything in version 1.0, and which plan it belongs to. Screens are from the app, with sample data.

Bills first, then you.Your balance is a fact. Safe to spend is an answer.Manual is a feature, not a fallback.Simulated means simulated.We cannot move your money. Really.Seven days free, on Pro only.A budget is a forecast, not a verdict.Receipts, read.One number, and how it was built.Bills first, then you.Your balance is a fact. Safe to spend is an answer.Manual is a feature, not a fallback.Simulated means simulated.We cannot move your money. Really.Seven days free, on Pro only.A budget is a forecast, not a verdict.Receipts, read.One number, and how it was built.

№ 1

💸 Safe to spend

What you can spend today without breaking anything you have already promised, with “how that number is built” beneath it.

🧮Liquid money, minus bills still to come, minus what is reserved for goals.
📲The same number on your Home Screen, Lock Screen and in Siri.
🆓Included in Free.

№ 2

📊 Reports that explain

Income, spending and net saved over three, six, twelve or twenty-four months, a Year in review, and CSV export.

📤Export to CSV.
🧾Spending and net worth reports are in Free.
📥CSV import, backups and undo are in Free too.

№ 3

🧾 Receipt scanning

Photograph a receipt; Vaulta reads merchant, items and totals into a transaction you can review. Product photos can be read too.

🤖Pro: 50 receipt and 50 product reads a month. Premium: 150 each.
🔐Sent to Google Gemini only when you scan.
✍️Free users enter transactions by hand, unlimited.

№ 4

📅 The year ahead

Where your balance is heading, as a range with the reasoning shown. A projection is not a promise, and the screen says so.

🔁Bill and subscription radar and recurring detection (Pro).
🧮Cash-flow forecast (Pro).
🏛️Tax and retirement planning tools (Pro).

№ 5

📈 Net worth

One figure, with change over time, built from your accounts: banks linked where available, everything else by hand.

🌍Manual accounts in any country on Free.
🏦Optional read-only bank linking via Salt Edge in 8 countries.
🧑‍🤝‍🧑Split bills and IOUs.

№ 6

📲 Made for iPhone

Widgets, a Live Activity, Siri shortcuts and Control Center controls. Face ID unlock and local reminders for bills and budgets.

🗣️“How much can I spend today in Vaulta?”
🔒Lock Screen ring for your daily number.

Under the hood

Things we chose. 🔐

Manual first

Everything works without connecting anything. Banks are optional, and available in eight countries only.

Data stays on the device

Financial data is held on your device. Passcode encryption is AES-256-GCM; Vaulta cannot recover it if you forget the passcode.

Simulated is labelled

Market data is simulated, not live, and says so wherever it appears.

AI is metered, optional and described

Pro and Premium only, with monthly limits, and an exact description of what is sent.

Take a look at pricing.

Pricing →🍎 Coming to the App Store