Know what you can spend today.

Vaulta is a budgeting app for iPhone. It shows one number for today and how it was worked out.

Free plan with no time limit. Pro is free for 7 days.

Vaulta Safe to spend screen on iPhone
Vaulta home screen on iPhone

Safe to spend.

What you can spend today, after bills, goals and a buffer. The working is right underneath.

Safe to spend screen in Vaulta

Every bill in one list.

Due dates in one place. Pro, Premium and Plus add a radar that finds recurring charges you have not tracked yet.

Bills and subscriptions screen in Vaulta

The year ahead.

A range for where your balance is heading, with the reasoning shown. It is a projection, not a promise. Pro, Premium and Plus.

The year ahead screen in Vaulta

Net worth, kept honestly.

Everything you own minus everything you owe, recorded once on each day you open the app.

Net worth screen in Vaulta

Budgets that show what is left.

Set an amount for each category. Put money toward a goal and see the date it lands.

Vaulta budget screenVaulta goals screen

Snap a receipt. Check it. Save it.

Vaulta reads the merchant, items and total from a photo. You review it before anything is saved. Pro, Premium and Plus.

Vaulta receipt scan resultVaulta AI advisor screen

Made for iPhone.

Widgets, a Live Activity, Siri, Control Center and Face ID.

Vaulta Home Screen widgets, Lock Screen widget and Siri phrase

What does Vaulta include?

Safe to spend screen in VaultaBudgets screen in VaultaGoals screen in VaultaBills and subscriptions screen in VaultaThe year ahead screen in VaultaReports screen in VaultaNet worth screen in VaultaAI advisor screen in VaultaReceipt scanning screen in VaultaWidgets and Siri screen in Vaulta

Screens show sample data.

Why choose Vaulta?

It works with nothing connected.

Add accounts and transactions by hand, in any country, on the free plan. Bank linking is optional, through Plaid, for supported US banks.

It says what is real.

Market data in Vaulta is simulated and labelled that way. There are no brokerage, crypto or UPI connections, and Vaulta cannot move your money.

The free plan has no time limit.

Manual tracking, three budgets, one goal, reports and CSV import are included. Pro adds more and starts with seven free days.

How Vaulta handles your data.

Short and plain. The full detail is in the privacy policy.

It stays on your iPhone.

Your financial data is stored on your device by default. A passcode can encrypt it, and you can delete everything from Settings.

No ads, no trackers, no selling.

Vaulta shows no ads, uses no ad trackers and does not sell your data. This website loads nothing from third parties and sets one cookie, for your cookie choice.

Bank linking is optional, through Plaid, for supported US banks.

Manual tracking, statement import and CSV are the dependable ways in. It may not be available for every bank or country. If you use it, it is read-only, Plaid is the provider and Vaulta never sees your bank password.

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Everything Vaulta does.

A plain list of what the app covers, with a short guide to each part.

Budgets and spending

Vaulta is a budget app for iPhone that starts with today's number. Track spending with an expense tracker, scan receipts with the receipt scanner on Pro, and plan a month with zero-based budgeting or a simple 50/30/20 split.

Saving, bills and sharing

Set savings goals with a date. Keep every bill in one list with bill reminders, find forgotten charges with the subscription tracker, and record shared costs with split bills and IOUs. Planning together? Read budgeting for couples.

Net worth and planning

Follow your net worth over time and look ahead with a cash flow forecast. The personal finance app for iOS guide shows how the pieces fit together.

Try the free tools: 50/30/20 budget, emergency fund, debt payoff, compound interest, net worth and savings goal. Or read the Journal.

Free to start.

Pro adds the AI advisor and receipt scanning, plus bank linking for supported US banks. Try it free for seven days.

Free

$0

No time limit

Manual tracking, 3 budgets, 1 goal, reports and CSV import.

Pro

$8 a month

or $82.99 a year

AI advisor, receipt scanning, forecast, unlimited budgets and goals.

Premium

$20 a month

or $214.99 a year

Higher limits, up to 4 linked banks and priority support.

Plus

$90.99 a month

or $969 a year

The highest limits, up to 10 linked banks. No trial.

Get notified when Vaulta is on the App Store.

Leave your email and we will tell you the day it is out.

We will email you once, when the app is available. No marketing, no sharing. Remove yourself any time. See the privacy policy.